Asset Management

Your investment portfolio is important, but it does not exist by itself. It may need to support current spending, retirement, future purchases, charitable plans, family gifts, business liquidity, or an eventual transfer to the next generation.

Asset management begins by understanding the job assigned to the money, then building and monitoring an investment structure suited to that purpose.

Why Asset Management Is Important

Families with substantial wealth often hold assets across several accounts, tax categories, businesses, properties, and financial institutions. Looking at each account separately can hide the risks and opportunities created by the combined picture.

A portfolio should reflect the client’s objectives, time horizon, liquidity needs, tax circumstances, capacity for risk, and other resources. It should also be understandable enough that the client knows why each major part is there.

What We Can Do for You

• Define the Objectives: Identify what the assets need to support, when money may be required, and which priorities should shape the investment approach.
• Develop the Asset Mix: Recommend an allocation based on the portfolio’s purpose, time horizon, liquidity requirements, tax characteristics, and risk circumstances.
• Establish the Investment Strategy: Determine how long-term allocation, shorter-term needs, account types, and existing holdings should work together.
• Build the Portfolio: Select investments from the firm’s approved platform based on the role each holding is expected to perform within the broader strategy.
• Manage and Monitor: Review holdings, allocation, cash needs, significant changes, and whether the portfolio continues to fit the financial plan.
• Evaluate Performance: Compare results with appropriate benchmarks and with the progress required to support the client’s objectives.
• Consider Risk: Evaluate market risk alongside concentration, liquidity, inflation, taxes, business exposure, and the possibility that circumstances may differ from the original assumptions.
• Review and Recommend Changes: Discuss the portfolio regularly and recommend changes when the client’s situation, objectives, or available evidence supports doing so.

Request My Connected-Picture Review 

A private, no-obligation look at how your investments, taxes, estate, and family decisions fit together.